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Consultant ~ Instructor ~ Speaker ~ Author ~ Media Personality

Financial Consultant and Subject Matter Expert, Dr. JeFreda R. Brown, helps empower individuals to make informed and positive financial decisions. She personally ensures that every client receives personal attention, competent service, and timely information.

As CEO of Xaris Financial Enterprises (formerly Provision Financial Education), it is her passion and life goal to help people develop financial health and wellness through financial education. Her passion is to help people learn about financial management. As a Certified Financial Education Instructor (CFEI), she promotes financial wellness as a Financial Literacy Educator and Advocate.

With over 20 years’ experience in federal, nonprofit, corporate, and academic sectors, JeFreda is one of America’s Premiere Financial Educators. She has a Doctor of Business Administration (DBA) with a Finance concentration and a post-doctoral concentration in Entrepreneurship from Walden University. JeFreda earned her BS degree in Math from Mississippi State University. She also has MBAs with concentrations in Finance and Accounting from Mississippi College. JeFreda is an Online Course Facilitator with Cornell University. She is a former Adjunct Professor with University of Alabama Birmingham’s Collat Business School and Indiana Wesleyan University’s DeVoe Business School. Additionally, JeFreda is a Speaker and Author. She is available for on-site and online workshops, trainings, webinars, conferences, interviews, and private sessions.

In 2010, JeFreda was chosen as the winner of the Black Enterprise Magazine and Porsche Cars’ Intelligent Performers contest out of over 300 entries across the country. JeFreda has been featured in numerous print and online media for various industry websites, television and radio shows, blogs, podcasts, and magazines including Mo' Money Podcast, ABC News, USA Today, Yahoo Finance, US News, UpJourney, Staples, & Intuit Small Business Blog. She has also been interviewed on ABC News Nightline, Fox News, Black Enterprise Business Report, and Bloomberg Radio. She is a featured contributor in the book, I Didn’t Learn That in High School: 199 Facts About Credit Scores, available on Amazon. Previously, she hosted a weekly financial literacy segment on FUBU Radio. 

JeFreda sits on the Board of Directors for the Jimmie Hale Mission and serves as Chair. JeFreda is a member of the Sigma Alpha Pi National Leadership Honor Society. JeFreda was previously appointed to Women Impacting Public Policy (WIPP)’s Leadership Advisory Council and WIPP’s Board of Directors where she served as Treasurer. Additionally, she has served on the National Small Business Association’s (NSBA) invitation-only Leadership Council and was appointed to NSBA’s Economic Development Issue Committee.



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Meet Kimberly West. Kimberly is my amazing PR Manager and Publicist.

Kimberly West

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Meet Vincent C. Parker. Vincent is my amazing Photographer, Videographer, and Media Consultant.

Vincent C. Parker