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Consultant ~ Instructor ~ Speaker ~ Author ~ Media Personality

Financial Consultant and Subject Matter Expert, Dr. JeFreda R. Brown, helps empower individuals and organizations to make informed and positive financial decisions. She personally ensures that every client receives personal attention, competent service, and timely information.

As CEO of Xaris Financial Enterprises (formerly Provision Financial Education), it is her passion and life goal to help her clients develop financial health and wellness through financial education. Her passion is to help people learn about proper financial management and stewardship. As a Certified Financial Education Instructor (CFEI), she promotes financial wellness as a Financial Literacy Educator and Advocate. 

With over 20 years’ experience in federal, nonprofit, corporate, and academic sectors, JeFreda is one of America’s Premiere Financial Educators. She has a Doctor of Business Administration (DBA) with a Finance concentration and a post-doctoral concentration in Entrepreneurship from Walden University. JeFreda earned her BS degree in Math from Mississippi State University. She also has MBAs with concentrations in Finance and Accounting from Mississippi College. JeFreda is an Online Course Facilitator with Cornell University. She is a former Adjunct Professor with University of Alabama Birmingham’s Collat Business School and Indiana Wesleyan University’s DeVoe Business School. Additionally, JeFreda is a Speaker and Author. She is available for on-site and online workshops, trainings, webinars, conferences, interviews, and private sessions.

In 2010, JeFreda was chosen as the winner of the Black Enterprise Magazine and Porsche Cars’ Intelligent Performers contest out of over 300 entries across the country. JeFreda has been featured in numerous print and online media for various industry websites, television and radio shows, blogs, podcasts, and magazines including ABC News, USA Today, Yahoo Finance, US News, UpJourney, Staples, & Intuit Small Business Blog. She has been interviewed on ABC News Nightline, Fox News, Black Enterprise Business Report, More Money Podcast, Annie Jennings Podcast, and Bloomberg Radio. She is a featured contributor in the book, I Didn’t Learn That in High School: 199 Facts About Credit Scores, available on Amazon.

She previously had a weekly financial literacy segment on FUBU Radio. 

JeFreda is a Financial Review Board Member for Investopedia and The Balance. She is on the Professional Advisory Board for CHIP (Changing How Individuals Prosper). She is the Chair of the Jimmie Hale Mission Board of Directors. She previously served as Treasurer on Women Impacting Public Policy (WIPP)’s Board of Directors and WIPP’s Leadership Council. In August 2016, she was selected for National Small Business Association’s (NSBA) invitation only Leadership Council and appointed to NSBA’s Economic Development Issue Committee.



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Meet Kimberly West. Kimberly is my amazing PR Manager and Publicist.

Kimberly West is an image consultant, branding, and communications expert.  She believes in the impact of effective public relations strategies and has represented several well-known companies on news stations such as ABC 2 WMAR, Fox 45 Baltimore, ABC 33/40 - Talk of Alabama, WBAL - TV 11, and many more, as an on-air spokesperson.  

Kimberly has experience in both digital and traditional media, social media planning, and special events coordination.  Her client roster is diverse, and it includes up-and-coming artists, motivational speakers, and healthcare professionals.  She is part of the Essence Festival media team and has been featured on numerous sites such as Entrepreuner.com, SHEEN Magazine, and received several Media awards/nominations. 

Kimberly West

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Meet Vincent C. Parker. Vincent is my amazing Photographer, Videographer, and Media Consultant.

Vincent C. Parker